This depends on the type of loan.  Most of EXIM Bank's loan facilities require borrowers to have some type of collateral to secure the loan.  We recommend that you speak with a Credit Analyst who may be able to guide you in sourcing suitable collateral.  There are however 2 loan facilities in place under which the Bank may consider an unsecured loan.  The JEA/JMA Loan Programme has a facility where members of the JEA and/or the JMA can assess unsecured funds.  The Bank also has a short term window which offers unsecured funds up to $500,000 for persons within the ICT.